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Looking for a fha loan specialist in Punta Gorda? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 fha loan specialists in Punta Gorda, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageRight of Punta Gorda
2825 S Tamiami Trl b2, Punta Gorda, FL 33950
9412052500
SimpliFi Home Loans Punta Gorda
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
The Mortgage Firm - Toby Lynn
308 Sullivan St, Punta Gorda, FL 33950
9416218498
Northeast Financial
42881 Lake Babcock Dr Suite 200, Punta Gorda, FL 33982
2394455662
BayPort Lending
265 E Marion Ave unit 116, Punta Gorda, FL 33950
9415848724
C2 Financial Home Loans - Jamal Hishmeh, Senior Loan Advisor
318 S Tamiami Trl #121, Punta Gorda, FL 33950
9412047542
Rodney Massie - NMLS ID 134751 - SimpliFi Home Loans
FHA loan specialists in Punta Gorda, Florida help home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Charlotte County due to lower down payment requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Punta Gorda Cost?
Typical costs for FHA loan specialist services in Florida include an origination fee of 1% of the loan amount. Closing costs usually range from 3% to 5% of the purchase price. The upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums vary from 0.45% to 1.05% depending on loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Punta Gorda?
An FHA loan specialist guides you through the FHA loan process including application, credit review, and property appraisal. They help ensure the property meets FHA minimum property standards required in Florida.
What are the FHA loan limits for Punta Gorda Florida?
For 2024, the FHA loan limit for a single family home in Charlotte County is $498,257. Limits are set by the Federal Housing Administration and vary by county.
Do I need a special license to work with an FHA loan specialist in Florida?
Yes. All FHA loan specialists in Florida must hold a valid Mortgage Loan Originator license through the Florida Office of Financial Regulation. You can verify their license on the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.