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Compare fha loan specialists in Safety Harbor. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Safety Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Safety Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
8 Booth Blvd, Safety Harbor, FL 34695
7273850879
William Hunter, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
7277232100
An FHA loan specialist in Safety Harbor, Florida can help you navigate the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and often require a lower down payment. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation, ensuring they meet state standards.
What Does a FHA Loan Specialist in Safety Harbor Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price, including appraisal fees of $400 to $700 and title insurance. Costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Safety Harbor?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA loans. They guide you through eligibility requirements, documentation, and closing. In Florida, they must hold a valid mortgage loan originator license.
What are the FHA loan limits for Safety Harbor Florida?
FHA loan limits vary by county. For Pinellas County, which includes Safety Harbor, the 2024 standard limit for a single-family home is $498,257. High-cost area limits may apply for certain properties.
How long does an FHA loan process take in Florida?
The typical FHA loan process in Florida takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Florida law does not set a specific time limit for mortgage processing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.