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Compare fha loan specialists in Sanford. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Sanford, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Sanford, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simplified Mortgage
106 Hadley Dr, Sanford, FL 32771
3213992449
RMC Home Mortgage, LLC
3999 W 1st St Suite A, Sanford, FL 32771
8774787369
Fidelity Funding LLC
4220 Church St STE 1064, Sanford, FL 32771
4075058100
An FHA loan specialist in Sanford Florida can help you navigate FHA insured mortgages which are popular for first time homebuyers. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Sanfords real estate market includes many older homes that may need FHA required repairs before loan approval.
What Does a FHA Loan Specialist in Sanford Cost?
Typical costs for an FHA loan specialist in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 percent to 0.85 percent. Closing costs in Sanford generally range from 3 to 5 percent of the purchase price including lender fees title insurance and recording fees. Origination fees from a specialist may be 1 to 2 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Sanford Florida?
An FHA loan specialist guides you through the FHA loan process including pre approval documentation and property appraisal. They help ensure the home meets FHA minimum property standards which is important for Sanfords older housing stock. They also explain Florida specific rules like flood insurance requirements in certain zones.
What are the FHA loan limits for Sanford Florida in 2025?
For 2025 FHA loan limits in Seminole County which includes Sanford are set at a floor of $524,225 for a single family home. Higher limits may apply for duplexes triplexes or fourplex units. These limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.