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Showing 3 fha loan specialists in Sunny Isles Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage Center
17100 Collins Ave, Sunny Isles Beach, FL 33160
8008489136
FREEDOM MORTGAGE
17011 N Bay Rd, Sunny Isles Beach, FL 33160
3059740330
Dot Mortgage Company LLC
323 Sunny Isles Blvd #700, Sunny Isles Beach, FL 33160
7866603921
What Does a FHA Loan Specialist in Sunny Isles Beach Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Sunny Isles Beach average 500 to 700 dollars. Closing costs typically total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Sunny Isles Beach Florida?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. The property must meet FHA appraisal standards and be in a flood zone compliant area. Florida law also requires proof of homeowners insurance for wind and flood damage.
How do I find a licensed FHA loan specialist in Sunny Isles Beach?
You can verify a loan specialist license through the Florida Office of Financial Regulation website. Look for specialists who hold a valid Mortgage Loan Originator license. Many local banks and mortgage companies in Sunny Isles Beach offer FHA loan services.
What is the maximum FHA loan limit for Sunny Isles Beach Florida?
For 2024 the FHA loan limit for a single-family home in Miami-Dade County is 498,257 dollars. This limit applies to Sunny Isles Beach. Higher limits may apply for multi-unit properties. Check with your specialist for current limits.