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Find FHA Loan Specialists Near You in Tampa, FL

Browse fha loan specialists serving Tampa, Florida. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Tampa, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Tampa, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
14 Days To Close
450 Knights Run Ave Unit 5, Tampa, FL 33602
8133434775
Jen Martinez at CrossCountry Mortgage
5601 Mariner St, Tampa, FL 33609
8134804747
Fairway Independent Mortgage Corporation
4107 N Himes Ave Suite 2B, Tampa, FL 33607
8138575344
The Orlicki Group
401 E Jackson St, Tampa, FL 33602
8133021616
Lennar Mortgage, LLC Tampa
4301 W Boy Scout Blvd # 690, Tampa, FL 33607
8134025880
Patrick Storch | Storch Mortgage Team
8465 W Linebaugh Ave, Tampa, FL 33625
8136168844
First Security Mortgage Services Inc.
13915 Carrollwood Village Run, Tampa, FL 33618
8132646606
Shawn K. Miller - VanDyk Mortgage Corporation
5020 W Linebaugh Ave Suite 130, Tampa, FL 33624
7272146400
Bliss Mortgage LLC
5322 Primrose Lake Cir A, Tampa, FL 33647
8139661888
Simons & Leoni Home Loans
701 N Westshore Blvd Suite 284, Tampa, FL 33609
8132586767
BlueGrey Mortgage - Tampa
5201 W Kennedy Blvd #714, Tampa, FL 33609
8138224808
Jonathan F. Howard - Howard Team Home Loans
1560 W Cleveland St, Tampa, FL 33606
8135860818
RMC Home Mortgage, LLC
3917 Riga Blvd, Tampa, FL 33619
4072214785
Embrace Home Loans - Tampa, FL
1408 N Westshore Blvd Suite 706, Tampa, FL 33607
8556129398
Kearns Mortgage Team, Mortgage Broker
3903 Northdale Blvd Suite 100E, Tampa, FL 33624
8137965755
Heckman Mortgage Group, Tampa Mortgage Lender
13139 W Linebaugh Ave Suite 204-B, Tampa, FL 33626
8137497776
The Mortgage Firm Tampa One
6521 Gunn Hwy, Tampa, FL 33625
8136446001
Planet Home Lending, LLC - Tampa
3111 W Dr Martin Luther King Jr Blvd Suite 325, Tampa, FL 33607
8668828187
Sonlife Home Mortgage
7223 N Manhattan Ave, Tampa, FL 33614
8135132926
Mutual of Omaha Mortgage
8270 Woodland Center Blvd Office 123, Tampa, FL 33614
6307707548

An FHA loan specialist in Tampa Florida can guide you through FHA mortgage options for home buying or refinancing. Florida law requires all loan originators to be licensed through the Nationwide Multistate Licensing System. Tampa residents benefit from specialists who know local property values and flood insurance rules.

What Does a FHA Loan Specialist in Tampa Cost?

Typical costs for an FHA loan specialist in Florida include an origination fee of 1% to 2% of the loan amount. Appraisal fees range from $500 to $700. Mortgage insurance premiums are 1.75% upfront and 0.55% annually. Closing costs in Tampa average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Tampa do?
An FHA loan specialist helps you apply for FHA insured loans which have lower down payment requirements. They review your credit score, income, and debt levels to determine eligibility. They also explain Florida specific rules like homestead exemption and property tax benefits.
What are the FHA loan limits for Tampa Florida in 2025?
For 2025, the FHA loan limit for a single family home in Hillsborough County is $498,257 for low cost areas and up to $1,149,825 for high cost areas. These limits change annually based on median home prices. A specialist can confirm current limits for your specific property.
How do I qualify for an FHA loan in Tampa Florida?
You need a minimum credit score of 580 for a 3.5% down payment or 500 for 10% down. You must have a debt to income ratio below 43% and provide proof of steady employment. Florida law also requires a valid state ID and proof of legal residency.