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Looking for a fha loan specialist in Titusville? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Titusville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in Titusville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
698 Cheney Hwy, Titusville, FL 32780
3212649595
Space Coast Credit Union | Titusville, FL
1920 Cheney Hwy, Titusville, FL 32780
3217522222
Truist
1819 Cheney Hwy, Titusville, FL 32780
3215296301
Element Home Loans, a Division of NFM Lending
2201 Garden St, Titusville, FL 32796
3213326131
Delano Doolgar - Mortgage Loan Officer
201 Cheney Hwy, Titusville, FL 32780
3212039475
FHA loan specialists in Titusville, Florida help homebuyers secure government-backed loans with lower down payments and flexible credit requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the Space Coast housing market and can guide you through FHA appraisal and property standards.
What Does a FHA Loan Specialist in Titusville Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Titusville generally range from 2% to 5% of the purchase price. These costs vary by lender, loan amount, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Titusville?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Florida lenders may have additional overlays beyond FHA minimums.
Are there Florida-specific FHA loan limits for Titusville?
Yes, FHA loan limits vary by county. For Brevard County, which includes Titusville, the 2024 FHA loan limit for a single-family home is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
What documents do I need to apply for an FHA loan in Florida?
You typically need two years of W-2s, recent pay stubs, tax returns, bank statements, and a valid ID. Florida law also requires proof of homeowners insurance and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.