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Compare fha loan specialists in Zephyrhills. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Zephyrhills, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
The DeJesus Group
7810 Gall Blvd UNIT 323, Zephyrhills, FL 33541
8132998962
Truist
7809 Gall Blvd, Zephyrhills, FL 33541
8138624274
Emilio
6982 Fort King Rd, Zephyrhills, FL 33541
8137242037
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
SouthState Bank
6930 Gall Blvd, Zephyrhills, FL 33542
8137838122
Chase Mortgage
7800 Gall Blvd, Zephyrhills, FL 33541
8137806021
FHA loan specialists in Zephyrhills Florida help home buyers and homeowners secure government backed loans with low down payments. These loans are popular in Pasco County due to flexible credit requirements and Florida specific property insurance rules. Local specialists can guide you through FHA guidelines and Florida mortgage tax laws.
What Does a FHA Loan Specialist in Zephyrhills Cost?
Typical costs for an FHA loan in Florida include the upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums between 0.45 and 1.05 percent. Closing costs in Zephyrhills usually range from 2 to 5 percent of the purchase price. These costs can vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Zephyrhills?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They assist with credit checks, property appraisals, and Florida specific disclosure requirements.
What are the down payment requirements for an FHA loan in Florida?
FHA loans typically require a 3.5 percent down payment for borrowers with a credit score of 580 or higher. Florida law does not add extra down payment rules beyond federal FHA guidelines.
Do FHA loans in Florida require mortgage insurance?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies by loan term. Florida law does not waive these federal requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.