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Browse fha loan specialists serving Dacula, Georgia. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Dacula, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 5 fha loan specialists in Dacula, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Mortgage Services, Inc.
2651 Spring St, Dacula, GA 30019
7706769887
Dependable Mortgage Solutions
2701 Michelle Lee Dr, Dacula, GA 30019
6787737475
Will Joseph Messer | Fairway Independent Mortgage Corporation Loan Officer
Dacula, GA 30019
7707141075
Will Messer -- Fairway Independent Mortgage Co.
3407 Parkside View Blvd, Dacula, GA 30019
7707141075
Your Best Interest
381 Harbins Rd, Dacula, GA 30019
7703103386
FHA loan specialists in Dacula, Georgia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans require a minimum down payment of 3.5 percent and are popular in Gwinnett County for first-time buyers. Georgia law does not impose additional state-specific FHA fees, but borrowers must meet standard FHA credit and income guidelines.
What Does a FHA Loan Specialist in Dacula Cost?
Typical costs for an FHA loan specialist in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, credit report, and title fees add approximately $1,500 to $3,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Dacula?
Most FHA loans require a minimum credit score of 580 for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Georgia may have their own overlay requirements above the FHA minimum.
Are FHA loans only for first-time homebuyers in Georgia?
No, FHA loans are available to repeat buyers as well. However, you must intend to occupy the property as your primary residence. Investment properties and vacation homes do not qualify for FHA financing in Georgia or elsewhere.
What is the FHA loan limit for Dacula, Georgia?
For 2024, the FHA loan limit for a single-family home in Gwinnett County is $498,257. This limit is based on the area median home price and is set annually by the Department of Housing and Urban Development. Higher limits apply for multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.