FHA Loan Specialists in Decatur, GA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.

Showing 7 fha loan specialists in Decatur, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

MooreTeam Mortgage Professionals at Fairway Home Mortgage

104 B & C, Sycamore Pl, Decatur, GA 30030

(404) 373-3411 mooreteam.biz

Fairway Independent Mortgage Corporation

104 Sycamore Pl Suites B&C, Decatur, GA 30030

(404) 373-3411 fairwayindependentmc.com

Element Home Loans, a Division of NFM Lending

305 E College Ave, Decatur, GA 30030

(770) 604-6029 elementhl.com

Scarlett Tassone | SouthState Mortgage

150 E Ponce de Leon Ave Suite 120, Decatur, GA 30030

(404) 483-4285 southstatebank.com

Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer

104 Sycamore Pl Unit B & C, Decatur, GA 30030

(404) 877-2727 mobile.fairwaynow.com

Sheryl Crawford - Diamond Residential Mortgage Corporation

4319 Covington Hwy Suite 317, Decatur, GA 30035

(404) 288-5585 diamondresidential.com

Our Mortgage Team/Credit Union Financial Services

2476 Lawrenceville Hwy Ste 101, Decatur, GA 30033

(800) 503-6855 ourmortgageteam.org

FHA loan specialists in Decatur Georgia help home buyers and homeowners navigate FHA insured mortgages. These loans are popular in the Atlanta metro area due to lower down payment requirements. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.

What Does a FHA Loan Specialist in Decatur Cost?

FHA loan specialist fees in Georgia typically range from 1% to 2% of the loan amount. Closing costs for an FHA loan in Decatur often total 3% to 5% of the purchase price. The FHA upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums vary by loan term and down payment. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Decatur do?

An FHA loan specialist helps you apply for an FHA insured mortgage. They guide you through credit requirements, property appraisals, and loan limits specific to DeKalb County. They also explain FHA rules for Georgia borrowers.

What are the FHA loan limits for Decatur Georgia in 2025?

For 2025 the FHA loan limit for a single family home in DeKalb County is $498,257. This amount applies to most areas in Decatur. Higher limits may apply for duplexes or triplexes.

Can I use an FHA loan to buy a fixer upper in Decatur?

Yes you can use an FHA 203k loan for a fixer upper in Decatur. This loan covers both the purchase price and renovation costs. The property must meet FHA minimum property standards after repairs.

FHA Loan Specialists in Other Georgia Cities

Acworth · Albany · Alpharetta · Athens · Atlanta · Augusta · Austell · Bethlehem · Bonaire · Braselton · Brunswick · Buford · Canton · Carrollton · Cartersville

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Georgia.

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