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Browse fha loan specialists serving Jefferson, Georgia. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Jefferson, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Jefferson, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jacob Dukes | Fairway Independent Mortgage Corporation
38 Railroad St, Jefferson, GA 30549
4049697442
Lana Loan
150 McKinney Rd, Jefferson, GA 30549
6788626522
Troy McNeely - Stockton Mortgage
Traditions of Braselton, 4490 Links Blvd, Jefferson, GA 30549
6787809099
FHA loan specialists in Jefferson Georgia help homebuyers secure financing insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.
What Does a FHA Loan Specialist in Jefferson Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 1.05 percent. Closing costs in Jefferson generally range from 3 to 6 percent of the purchase price. For a $250,000 home this could mean $7,500 to $15,000 in closing costs plus the UFMIP. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jefferson Georgia?
For 2025 FHA loan limits in Jackson County Georgia are based on the area median home price. The standard limit for a single-family home is typically around $498,257 but can be higher in high-cost areas. Check with a local specialist for the exact current limit.
Do I need a specific down payment for an FHA loan in Georgia?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. Georgia does not have state-specific down payment rules beyond federal FHA guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.