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Browse fha loan specialists serving Martinez, Georgia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Martinez, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 fha loan specialists in Martinez, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James Gay Mortgage Lender
4210 Columbia Rd #17A, Martinez, GA 30907
8032152412
Guild Mortgage - Christopher Harod
4070 Columbia Rd Suite 240b & 240c, Martinez, GA 30907
8648887542
FHA loan specialists in Martinez, Georgia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in the Augusta area due to lower down payment requirements and flexible credit guidelines. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.
What Does a FHA Loan Specialist in Martinez Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in the Martinez area generally run between 2 and 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Martinez Georgia?
FHA loan limits for Columbia County in 2024 are set by the Department of Housing and Urban Development. For a single family home the limit is typically around $498,257. A local specialist can confirm the exact limit for your property.
Do I need a specific credit score for an FHA loan in Georgia?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but need a 10 percent down payment. Georgia lenders may have their own overlays so check with a specialist.
What documents do I need to apply for an FHA loan in Martinez?
You will need pay stubs from the last 30 days, two years of W2 forms, two years of tax returns, bank statements for the last two months, and a valid government ID. Self employed borrowers need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.