Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 5 fha loan specialists in Perry, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
1307 Ball St, Perry, GA 31069
4789880729
World Finance
1003 St Patricks Dr, Perry, GA 31069
4782242324
1st Franklin Financial
1040-A, 1040 Macon Rd, Perry, GA 31069
4789870880
Security Finance
1205 Sunset Ave, Perry, GA 31069
4789879220
AgGeorgia Farm Credit
468 Perry Pkwy, Perry, GA 31069
4789871434
What Does a FHA Loan Specialist in Perry Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 percent of the loan amount, plus appraisal and credit report fees. Closing costs in Perry usually range from 3 to 5 percent of the home price. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.45 to 1.05 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Perry Georgia in 2025?
For 2025, the FHA loan limit for a single-family home in Houston County, including Perry, is $498,257. This limit is set by the Department of Housing and Urban Development and adjusts annually based on median home prices.
Do I need a special license to be an FHA loan specialist in Georgia?
Yes, all mortgage loan originators in Georgia must hold a valid license from the Georgia Department of Banking and Finance. They must also complete continuing education courses each year to maintain their license.
What is the minimum down payment for an FHA loan in Perry Georgia?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment.