FHA Loan Specialists in Suwanee, GA
Compare fha loan specialists in Suwanee. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 20 fha loan specialists in Suwanee, GA
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What Does a FHA Loan Specialist in Suwanee Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Gwinnett County average 2 to 5 percent of the purchase price. These figures are estimates and vary based on the lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Suwanee, Georgia in 2025?
For 2025, the FHA loan limit for a single-family home in Gwinnett County is $498,257. This amount may change annually based on median home prices in the area. A specialist can confirm current limits for your specific loan type.
Do I need a specific license to be an FHA loan specialist in Georgia?
Yes, in Georgia all mortgage loan originators must be licensed through the Georgia Department of Banking and Finance under the Georgia Residential Mortgage Act. They must also pass a background check and complete continuing education each year.
What credit score is required for an FHA loan in Suwanee?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Each lender may set slightly higher requirements.