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Find FHA Loan Specialists Near You in Valdosta, GA
Directory of fha loan specialists in Valdosta, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Valdosta, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 fha loan specialists in Valdosta, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1715 Norman Dr # A, Valdosta, GA 31601
2292423451
Mariner Finance
1525 Baytree Rd Suite G, Valdosta, GA 31602
2292420795
World Finance
1407 W Hill Ave E, Valdosta, GA 31601
2292426200
Bowen Corbett | Fairway Home Mortgage Loan Officer
Becky L Herndon | American Financial Network Corp,Licensed Loan Officer NMLS 206717
302 Georgia Ave, Valdosta, GA 31602
2295630522
Alexis Smith- Mortgage Specialist
2314 Bemiss Rd, Valdosta, GA 31602
7273109575
Malcolm Boykin @ CrossCountry Mortgage
3380 Greystone Wy, Valdosta, GA 31605
2294964055
What Does a FHA Loan Specialist in Valdosta Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums MIP range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Valdosta usually total 2 to 5 percent of the purchase price, including lender fees, appraisal fees, and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Valdosta Georgia in 2025?
For 2025, the FHA loan limit for a single-family home in Lowndes County is $498,257. This limit applies to most areas in Georgia and is set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Georgia?
Borrowers typically need a minimum credit score of 580 to qualify for the 3.5 percent down payment option. A score between 500 and 579 may still qualify but requires a 10 percent down payment. Each lender may have their own overlays.
How long does it take to close an FHA loan in Valdosta?
The average FHA loan closing time in Georgia is 45 to 60 days from application to closing. Delays can occur if the property requires repairs or if the appraisal identifies issues. Georgia law requires a three day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.