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Find FHA Loan Specialists Near You in Watkinsville, GA
Looking for a fha loan specialist in Watkinsville? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Watkinsville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 fha loan specialists in Watkinsville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage
7911 Macon Hwy Suite B, Watkinsville, GA 30677
7069996100
Northpoint Mortgage of Watkinsville
1731 Meriweather Dr, Watkinsville, GA 30677
4044188080
Kellyn Bowden-Mortgage Lender
1047 Summit Grove Dr Bldg 400, Watkinsville, GA 30677
7066120011
Athens Classic Mortgage
1741 Hog Mountain Rd building 200, Ste3, Watkinsville, GA 30677
7067055944
Trowell Jernigan Lender (NMLS #450353)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7062079747
Matt Shirley - Loan Officer - Eustis Mortgage
3651 Mars Hill Rd Unit 1000B, Watkinsville, GA 30677
4043196829
Jenny Terrell - Athens Classic Mortgage
1741 Hog Mountain Rd Bldg 200, Ste3, Watkinsville, GA 30677
7062062436
Mike Grace at TotalBank (NMLS #447901)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7065401612
An FHA loan specialist in Watkinsville, Georgia can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Athens area and throughout Georgia because they allow lower down payments and more flexible credit requirements. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance, so your specialist will have proper state credentials.
What Does a FHA Loan Specialist in Watkinsville Cost?
Typical costs for FHA loan specialist services in Georgia include an origination fee, which is often 1 percent of the loan amount. For a $250,000 loan, this fee would be about $2,500. You may also pay for an appraisal, credit report, and title search, which together can range from $1,000 to $3,000. FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Watkinsville do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and submit your application to an FHA-approved lender. They can explain Georgia-specific rules, such as the state's property tax exemptions for disabled veterans or seniors, which may affect your loan terms.
What are the FHA loan limits for Watkinsville Georgia?
For 2025, FHA loan limits in Oconee County, which includes Watkinsville, are set by the Department of Housing and Urban Development. The standard limit for a single-family home is typically around $498,257, but this can be higher in high-cost areas. Your specialist can confirm the exact current limit for your specific property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.