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Find FHA Loan Specialists Near You in Kahului, HI

Directory of fha loan specialists in Kahului, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Kahului, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 10 fha loan specialists in Kahului, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, a PlainsCapital Company - Maui
33 Lono Ave Suite 230, Kahului, HI 96732
8083592872
Kimberly Kawachi
151 E Wakea Ave #202, Kahului, HI 96732
8082509046
The Money Store
140 Hoohana St Suite 205, Kahului, HI 96732
8446066639
Wailuku Federal Credit Union
133 Maa St, Kahului, HI 96732
8082447981
David Lawrence, NMLS 653666, PrimeLending
33 Lono Ave Suite 230, Kahului, HI 96732
8082819280
Craig Haueisen
77 Ho'okele St STE 102, Kahului, HI 96732
8082987549
loanDepot
151 W Wakea Ave #202, Kahului, HI 96732
8083762280
Anna Matsui, Loan Officer
71 Ka ʻIkena Lp, Kahului, HI 96732
8082768154
CMG Home Loans
395 Dairy Rd, Kahului, HI 96732
8082262135
Anna Revilla, Movement Mortgage
77 Ho'okele St STE 102, Kahului, HI 96732
8082760571

FHA loan specialists in Kahului help buyers navigate federal loan programs with local Hawaii considerations. Hawaii law requires certain disclosures for condominium projects and leasehold properties common on Maui. Specialists assist with FHA loan limits, which for 2025 in Maui County are higher than standard limits due to high home prices.

What Does a FHA Loan Specialist in Kahului Cost?

Typical costs for FHA loan specialist services in Hawaii include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.55% to 0.85% of the loan balance. Appraisal fees in Kahului often run $600 to $900 due to island logistics. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Kahului do?
An FHA loan specialist guides you through FHA loan requirements, including credit score minimums and down payment rules. They also explain Hawaii-specific issues like leasehold land terms and condo project approval. Their goal is to help you qualify for an FHA-insured mortgage.
What are the FHA loan limits for Kahului in 2025?
For 2025, the FHA loan limit for a single-family home in Maui County is $1,149,825. This high limit reflects the area's elevated median home prices. Limits are set annually by the Federal Housing Administration and may change.