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Compare fha loan specialists in Wailea. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Wailea, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 fha loan specialists in Wailea, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rebecca Ross
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8088912005
Elite Lending
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8088912005
Guaranteed Rate
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8083393921
An FHA loan specialist in Wailea can help you navigate the process of obtaining a government-backed mortgage for a home on Maui. Hawaii law requires all mortgage loan originators to be licensed through the Hawaii Division of Financial Institutions. Local specialists understand the unique challenges of Wailea real estate, including higher property values and specific condominium approval requirements.
What Does a FHA Loan Specialist in Wailea Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees in Wailea range from $600 to $900. Closing costs generally total 3% to 5% of the purchase price. Costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Wailea do?
An FHA loan specialist guides you through the FHA loan application process, including credit checks and property appraisals. They help ensure your Wailea property meets FHA minimum property standards and that you qualify under Hawaii specific income limits.
Are there Hawaii specific rules for FHA loans in Wailea?
Yes. Hawaii has a high cost area exception that allows higher loan limits for FHA loans in Maui County. FHA loan limits for a single family home in Wailea are currently above the standard national limit due to local median home prices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.