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Compare fha loan specialists in Blackfoot. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Blackfoot, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 8 fha loan specialists in Blackfoot, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
144 West Bridge St, Blackfoot, ID 83221
2087851671
Title Financial Specialty Services
580 Jensen Grove Dr, Blackfoot, ID 83221
2087852515
Cash Store
1235 Parkway Dr, Blackfoot, ID 83221
2087822274
Security Finance
1181 Parkway Dr, Blackfoot, ID 83221
2087854800
WaFd Bank
280 W Judicial St, Blackfoot, ID 83221
2087852446
Elevated Financial of Blackfoot
1010 West Bridge St #H, Blackfoot, ID 83221
2087856663
KeyBank
15 N Ash St, Blackfoot, ID 83221
2087852100
Homestead Financial - Raymond James
167 West Bridge St, Blackfoot, ID 83221
2087857171
An FHA loan specialist in Blackfoot Idaho helps homebuyers navigate Federal Housing Administration loans which are popular for first-time buyers and those with lower credit scores. Idaho law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Blackfoot housing market and can guide you through Idaho-specific property appraisal rules.
What Does a FHA Loan Specialist in Blackfoot Cost?
Typical costs for FHA loan services in Idaho include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Blackfoot are usually $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Blackfoot do?
An FHA loan specialist in Blackfoot helps borrowers qualify for FHA insured loans which require a lower down payment of 3.5 percent. They review credit history, income documents, and property eligibility to ensure compliance with HUD guidelines. They also explain Idaho specific requirements such as property flood zone checks in Bingham County.
What are the FHA loan limits for Blackfoot Idaho?
For 2025 the FHA loan limit for a single family home in Bingham County is $498,257. This limit applies to most areas in Idaho and may be higher for multi unit properties. A local specialist can confirm the exact limit for your desired property.
Do I need a special license to be an FHA loan specialist in Idaho?
Yes all mortgage loan originators in Idaho must hold a valid license from the Idaho Department of Finance. They must also complete continuing education courses each year. Check the NMLS database to verify a specialist license status.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.