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FHA Loan Specialists in Twin Falls, ID

Directory of fha loan specialists in Twin Falls, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Twin Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 20 fha loan specialists in Twin Falls, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debbie Owen
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 732-0845 branches.guildmortgage.com
Jacy Pool - Premier Mortgage Resources, LLC
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 308-9557 homeloanswithjacy.com
Security Finance
591 Washington St N, Twin Falls, ID 83301
(208) 732-0157 securityfinance.com
Fulcrum Home Loans | Twin Falls Magic Valley Branch
1411 Falls Ave E Suite 209, Twin Falls, ID 83301
(208) 405-5659 homeloanstwinfalls.com
Planet Home Lending, LLC - Twin Falls
1166 Eastland Dr N Suite C, Twin Falls, ID 83301
(208) 544-5230 planethomelending.com
Cornerstone Home Lending - Luis & Karina Valadez
1445 Fillmore St # 1102, Twin Falls, ID 83301
(208) 724-7593 lendingwithkl.com
Cornerstone Home Lending - Amy Dussett
1445 Fillmore Ave N Suite 1102, Twin Falls, ID 83301
(208) 731-1100 houseloan.com
Guild Mortgage Company
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 732-0840 branches.guildmortgage.com
Kristie Shobe
647 Filer Ave #101, Twin Falls, ID 83301
(888) 589-4416 movement.com
Eddee Gallegos | Premier Mortgage Resources, NMLS 186671
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 420-0273 pmrloans.com
Premier Mortgage Resources - Trish Gomes
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 420-3069 trishgomes.floify.com
Anna Leija-Valdez | Premier Mortgage Resources, LLC NMLS 1654380
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 358-5727 annaleijavaldez.floify.com
Pauline Evans
1166 Eastland Dr N Suite, Twin Falls, ID 83301
(208) 670-3559
BluPrint Home Loans
147 Main Ave. E, Twin Falls, ID 83301
(208) 575-3575 bluprinthomeloans.com
Tyler Newton - SecurityNational Mortgage Company Loan Officer
205 Shoshone St N #202, Twin Falls, ID 83301
(208) 404-6528 mortgage.snmc.com
Guild Mortgage - Teri Adams
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 944-3267 branches.guildmortgage.com
Guild Mortgage - Derrik Brinkman
1411 N College Rd #300, Twin Falls, ID 83301
(208) 732-0843 branches.guildmortgage.com
Mortgage Center - ICCU
213 Cheney Dr W Ste 103, Twin Falls, ID 83301
(208) 733-4777 iccu.com
Todd McQueen-U.S. Bank Mortgage
241 Shoshone St N, Twin Falls, ID 83301
(208) 737-5070 mortgage.usbank.com
Jill Sprinkle
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 713-7161

FHA loan specialists in Twin Falls Idaho help homebuyers navigate government-backed mortgage programs. These loans are popular in the Magic Valley due to lower down payment requirements and flexible credit guidelines. Idaho state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Twin Falls Cost?

Typical costs for FHA loan services in Idaho include an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan. Third-party costs like appraisal and title fees add $1,000 to $3,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Twin Falls do?
An FHA loan specialist guides borrowers through the FHA loan process from pre-approval to closing. They review credit history, income, and property eligibility per HUD guidelines. Specialists also explain Idaho-specific property tax and insurance requirements.
What are the FHA loan limits for Twin Falls Idaho?
For 2024 the FHA loan limit for a single-family home in Twin Falls County is $498,257. This amount is set by HUD and may change annually. Higher limits apply for multi-unit properties.

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