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Directory of fha loan specialists in Twin Falls, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Twin Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 20 fha loan specialists in Twin Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debbie Owen
1411 N College Rd Suite 300, Twin Falls, ID 83301
2087320845
Jacy Pool - Premier Mortgage Resources, LLC
175 Blue Lakes Blvd N, Twin Falls, ID 83301
2083089557
Security Finance
591 Washington St N, Twin Falls, ID 83301
2087320157
Fulcrum Home Loans | Twin Falls Magic Valley Branch
1411 Falls Ave E Suite 209, Twin Falls, ID 83301
2084055659
Planet Home Lending, LLC - Twin Falls
1166 Eastland Dr N Suite C, Twin Falls, ID 83301
2085445230
Cornerstone Home Lending - Luis & Karina Valadez
1445 Fillmore St # 1102, Twin Falls, ID 83301
2087247593
Cornerstone Home Lending - Amy Dussett
1445 Fillmore Ave N Suite 1102, Twin Falls, ID 83301
2087311100
Guild Mortgage Company
1411 N College Rd Suite 300, Twin Falls, ID 83301
2087320840
Kristie Shobe
647 Filer Ave #101, Twin Falls, ID 83301
8885894416
Eddee Gallegos | Premier Mortgage Resources, NMLS 186671
175 Blue Lakes Blvd N, Twin Falls, ID 83301
2084200273
Premier Mortgage Resources - Trish Gomes
175 Blue Lakes Blvd N, Twin Falls, ID 83301
2084203069
Anna Leija-Valdez | Premier Mortgage Resources, LLC NMLS 1654380
175 Blue Lakes Blvd N, Twin Falls, ID 83301
2083585727
Pauline Evans
1166 Eastland Dr N Suite, Twin Falls, ID 83301
2086703559
BluPrint Home Loans
147 Main Ave. E, Twin Falls, ID 83301
2085753575
Tyler Newton - SecurityNational Mortgage Company Loan Officer
205 Shoshone St N #202, Twin Falls, ID 83301
2084046528
Guild Mortgage - Teri Adams
1411 N College Rd Suite 300, Twin Falls, ID 83301
2089443267
Guild Mortgage - Derrik Brinkman
1411 N College Rd #300, Twin Falls, ID 83301
2087320843
Mortgage Center - ICCU
213 Cheney Dr W Ste 103, Twin Falls, ID 83301
2087334777
Todd McQueen-U.S. Bank Mortgage
241 Shoshone St N, Twin Falls, ID 83301
2087375070
Jill Sprinkle
1411 N College Rd Suite 300, Twin Falls, ID 83301
2087137161
FHA loan specialists in Twin Falls Idaho help homebuyers navigate government-backed mortgage programs. These loans are popular in the Magic Valley due to lower down payment requirements and flexible credit guidelines. Idaho state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Twin Falls Cost?
Typical costs for FHA loan services in Idaho include an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan. Third-party costs like appraisal and title fees add $1,000 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Twin Falls do?
An FHA loan specialist guides borrowers through the FHA loan process from pre-approval to closing. They review credit history, income, and property eligibility per HUD guidelines. Specialists also explain Idaho-specific property tax and insurance requirements.
What are the FHA loan limits for Twin Falls Idaho?
For 2024 the FHA loan limit for a single-family home in Twin Falls County is $498,257. This amount is set by HUD and may change annually. Higher limits apply for multi-unit properties.
How do I qualify for an FHA loan in Idaho?
You need a minimum credit score of 580 for a 3.5% down payment or 500 with 10% down. Your debt-to-income ratio should be below 43% in most cases. The property must meet FHA appraisal standards and be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.