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Browse fha loan specialists serving Bradley, Illinois. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Bradley, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Bradley, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
948 N Bradley Blvd, Bradley, IL 60915
8159334473
Fieldstone Credit Union
395 N Bradley Blvd, Bradley, IL 60915
8159291870
Midland States Bank
980 N Bradley Blvd, Bradley, IL 60915
8159325612
Federated Bank
327 N Bradley Blvd, Bradley, IL 60915
8159327000
An FHA loan specialist in Bradley, Illinois can help you navigate the process of obtaining a government-backed mortgage. Illinois has specific property condition requirements for FHA loans, including compliance with local building codes. These specialists guide borrowers through credit evaluation and down payment assistance programs available in the state.
What Does a FHA Loan Specialist in Bradley Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Bradley generally range from 2 to 5 percent of the loan value. These costs vary based on your lender and specific loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits in Bradley Illinois?
FHA loan limits for Bradley Illinois are based on Kankakee County limits. For 2025 the single-family home limit is typically around $498,257. These limits are set by HUD and can change annually.
Do I need a specific license to be an FHA loan specialist in Illinois?
Yes FHA loan specialists in Illinois must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education on Illinois lending laws each year.
What is the minimum down payment for an FHA loan in Illinois?
The minimum down payment for an FHA loan in Illinois is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.