Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 13 fha loan specialists in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
4839 US-36, Decatur, IL 62521
2178757885
World Finance
2605 N Water St Ste 104, Decatur, IL 62526
2178751145
Heights Finance
707 W Pershing Rd, Decatur, IL 62526
2178755100
Mariner Finance
4284 Prospect Dr, Decatur, IL 62526
2178761500
OneMain Financial
3170 N Water St, Decatur, IL 62526
2178753425
Northwestern Mutual
240 S Main St, Decatur, IL 62523
2174230400
Stacey Mooney - Mortgage Banker - Heartland Bank
303 N Main St, Decatur, IL 62522
2173291603
Farm Credit Illinois
2415 W Mound Rd, Decatur, IL 62526
2178773141
Jennifer M Swinger - Regions Mortgage Loan Officer
350 N Water St, Decatur, IL 62523
2173693959
PNC Mortgage
2965 N Water St, Decatur, IL 62526
2174242201
Hard Money Lenders Decatur IL
151 E Decatur St, Decatur, IL 62521
2162304164
Mortgage Services III LLC
5130 Hickory Point Frontage Rd, Decatur, IL 62526
2176154960
Farm Credit Services
2415 E Mound Rd, Decatur, IL 62526
2178776415
What Does a FHA Loan Specialist in Decatur Cost?
Typical costs for FHA loan specialist services in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.15% to 0.75% depending on loan terms. Origination fees from the lender can range from 0.5% to 1.5% of the loan amount. Appraisal and credit report fees add $400 to $700. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Decatur do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-qualification, document gathering, and loan application. They help determine eligibility based on FHA guidelines and Illinois specific property requirements.
What are the FHA loan limits for Decatur Illinois in 2025?
For 2025, the FHA loan limit for a single-family home in Macon County (Decatur) is $524,225 for standard areas. Higher limits may apply for multi-unit properties. Check the HUD website for the most current figures.