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Directory of fha loan specialists in DeKalb, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
DeKalb, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 fha loan specialists in DeKalb, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2587 Sycamore Rd Ste C, DeKalb, IL 60115
8157549002
Heights Finance
1742 Sycamore Rd, DeKalb, IL 60115
8157489094
FNBO
141 W Lincoln Hwy, DeKalb, IL 60115
8157545004
Devyn Grzywa FNBO Mortgage Lender
141 W Lincoln Hwy, DeKalb, IL 60115
8159919822
R V Lending Group
913 S 4th St # 102, DeKalb, IL 60115
8157547400
Hard Money Lenders DeKalb IL
1408 Sycamore Rd, DeKalb, IL 60115
7792231170
Heather Criddle - Old National Bank
130 W Lincoln Hwy, DeKalb, IL 60115
8152890362
PNC Mortgage
145 N 4th St, DeKalb, IL 60115
8157587451
An FHA loan specialist in DeKalb Illinois helps borrowers navigate Federal Housing Administration insured mortgages. These loans are popular for first time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in DeKalb Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in DeKalb usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in DeKalb do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you understand Illinois specific requirements such as property condition standards and maximum loan limits for DeKalb County.
What are the credit score requirements for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois lenders may have overlays that require higher scores.
How long does the FHA loan process take in DeKalb Illinois?
The typical FHA loan process takes 30 to 45 days from application to closing. Illinois law requires a three day rescission period after signing loan documents. Delays can occur due to appraisal or title issues specific to DeKalb properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.