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Compare fha loan specialists in Edwardsville. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Edwardsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 fha loan specialists in Edwardsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stanley Obrecht Jr - Homestead Financial Mortgage
1431 Lewis Rd, Edwardsville, IL 62025
3143931314
World Finance
1021 Century Dr, Edwardsville, IL 62025
6188001255
American Home Lending USA
240 S Buchanan St, Edwardsville, IL 62025
6186598500
Steve Lacefield, Mortgage Lender NMLS #1399315
222 E Park St Suite 400, Edwardsville, IL 62025
6186162166
Alberto Tirado At Brown- A Legacy of Home Lending NMLS 2068712
231 N Main St Suite 20, Edwardsville, IL 62025
6185930003
Mortgage Makers
Edwardsville, IL 62025
6186921470
An FHA loan specialist in Edwardsville, Illinois can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the metro-east area due to lower down payment requirements. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Edwardsville Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees usually range from 0.5 to 1.0 percent of the loan amount. Closing costs in Edwardsville average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Edwardsville do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application. They also advise on property eligibility and explain Illinois-specific rules, such as property tax prorations and title insurance requirements.
What are the credit score requirements for an FHA loan in Illinois?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. These standards apply across Illinois, including Edwardsville.
Are there income limits for FHA loans in Edwardsville?
Yes, FHA loans have income limits based on the area median income. For Madison County, where Edwardsville is located, the 2024 limit for a one-unit property is generally around $105,000 for low-income borrowers. Your specialist can confirm current limits for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.