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Looking for a fha loan specialist in Geneva? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Geneva, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 fha loan specialists in Geneva, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Matts - Matt Paradis & Matt Del Giudice at Guaranteed Rate
1 W State St Suite 300, Geneva, IL 60134
6302125873
Premier Financial Services Inc
206 W State St #202, Geneva, IL 60134
6302324800
Neighborhood Loans: Geneva, IL - NMLS# 222982
1542 S Randall Rd suite 100, Geneva, IL 60134
6302464777
Copper Funding LLC
22 S 4th St, Geneva, IL 60134
6304479482
Compass Mortgage, Inc.
477 S 3rd St #250, Geneva, IL 60134
6304456300
Larry LoVetere at Rate (NMLS #224678)
1 W State St Suite 300, Geneva, IL 60134
3312145662
Dave Zarembski at Rate (NMLS #372530)
1 W State St Suite 300, Geneva, IL 60134
6303136211
Rate
1 W State St Suite 300, Geneva, IL 60134
6303647535
Inland Home Mortgage
1900 W State St, Geneva, IL 60134
8473663191
FHA loan specialists in Geneva Illinois help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Illinois law requires FHA lenders to provide a Loan Estimate within three business days of application. Geneva specialists understand local property values and can guide you through the specific appraisal and inspection rules for FHA loans in Kane County.
What Does a FHA Loan Specialist in Geneva Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Geneva range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal costs vary by lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Geneva Illinois?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois lenders may apply additional overlays beyond FHA minimums.
Are there specific property condition rules for FHA loans in Illinois?
Yes FHA requires a property appraisal that meets minimum health and safety standards. In Illinois the appraiser must check for lead-based paint hazards in homes built before 1978. The property must also have adequate heating and a safe water supply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.