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Compare fha loan specialists in Gurnee. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Gurnee, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 fha loan specialists in Gurnee, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ed Conarchy
501 IL-21 Suite 105-3, Gurnee, IL 60031
8479704239
Guild Mortgage - Mike Vrba
501 IL-21 Suite 105-3, Gurnee, IL 60031
6307172809
Michelle Garibay | Mortgage Broker/Lender
6598 Grand Ave, Gurnee, IL 60031
2624964582
Land Home Financial Services - Gurnee, IL
1800 Nations Dr Suite 117-1, Gurnee, IL 60031
8474694144
U.S. Bank-Mortgage Loan Officer-Craig Burton
6589 Grand Ave, Gurnee, IL 60031
8472271877
Chase Home Lending
6400 Grand Ave, Gurnee, IL 60031
8473417900
FHA loan specialists in Gurnee, Illinois help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the specific housing market conditions in Lake County and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in Gurnee Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Lake County generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Gurnee?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois does not have additional state-level credit requirements beyond FHA guidelines.
Are there Illinois-specific limits for FHA loan amounts in Gurnee?
Yes, FHA loan limits vary by county. For Lake County Illinois in 2025, the standard FHA loan limit for a single-family home is $498,257. High-cost area limits may apply in certain parts of Gurnee. A local specialist can confirm the current limit for your specific property.
What documents do I need to apply for an FHA loan in Illinois?
You will need recent pay stubs, W-2 forms from the past two years, tax returns, bank statements, and proof of any additional income. Illinois law also requires lenders to provide a loan estimate within three business days of your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.