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Find FHA Loan Specialists Near You in Highland, IL
Directory of fha loan specialists in Highland, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Highland, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 fha loan specialists in Highland, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
12551 IL-143 Ste D, Highland, IL 62249
6186548520
Horstmann Premier Financial
1016 Pine St, Highland, IL 62249
6183394054
Homestead Financial Mortgage - Highland, IL
1301 Broadway, Highland, IL 62249
6189803860
Highlands Residential Mortgage
1001 Main St APT 6, Highland, IL 62249
6182055480
Farm Credit Illinois
115 Matter Dr, Highland, IL 62249
6186544815
US Bank Mortgage
1000 Broadway, Highland, IL 62249
8008722657
FHA loan specialists in Highland Illinois help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular for first time buyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Highland Cost?
Typical costs for FHA loan services in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.15 to 0.75 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in the Highland area are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Highland Illinois?
FHA loan limits for Madison County Illinois are set annually by HUD. For 2024 the limit for a single family home is typically around $498,257. A local specialist can confirm the exact limit for your property.
Do I need a special license to be an FHA loan specialist in Illinois?
Yes. In Illinois mortgage loan originators must hold an active license through the NMLS. They must also complete pre licensing education and pass a background check as required by the Illinois Residential Mortgage License Act.
What credit score is needed for an FHA loan in Highland?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Each lender sets its own requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.