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Browse fha loan specialists serving Joliet, Illinois. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Joliet, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 fha loan specialists in Joliet, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Ruiz - Preferred Rate
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
Steve Staniszewski - Mortgage Loan Originator Midland States Bank nmls# 435784
1540 Rte 59, Joliet, IL 60431
8153415457
Janine Iuliano at CrossCountry Mortgage
310 N Ottawa St, Joliet, IL 60432
8475537196
Preferred Rate - Joliet
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
First Mortgage Resource
3180 Theodore St #104, Joliet, IL 60435
8156099400
Amanda Orsburn | NMLS# 1082253
801 W Jefferson St, Joliet, IL 60404
8154313965
Chase Home Lending
2500 W Jefferson St, Joliet, IL 60435
6304320691
Eric Kubiak - Chase Home Lending Advisor - NMLS ID 495555
1421 Rte 59, Joliet, IL 60431
6309174381
Missy Trepel - Old National Bank
1415 W Jefferson St, Joliet, IL 60435
7792426182
An FHA loan specialist in Joliet Illinois helps home buyers and homeowners secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and have flexible credit guidelines. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Joliet Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.15 percent to 0.75 percent depending on loan term and loan-to-value ratio. Closing costs in Joliet generally range from 2 to 5 percent of the purchase price. Lender origination fees appraisal fees and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Joliet do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium (UFMIP). They also verify that the property meets FHA minimum property standards.
What are the FHA loan limits for Joliet Illinois?
For 2024 the FHA loan limit for a single-family home in Will County including Joliet is $498,257. This limit applies to the standard FHA loan program. Higher limits may apply for duplexes triplexes and four-unit properties.
How do I choose an FHA loan specialist in Joliet?
Look for a specialist who is licensed in Illinois through the NMLS and has experience with FHA loans. You can verify a license on the NMLS Consumer Access website. Ask about their knowledge of local appraisal requirements and Illinois-specific closing procedures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.