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Compare fha loan specialists in La Grange. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
La Grange, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in La Grange, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike McNamara at OriginPoint (NMLS #296946)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7082883377
Michael Murray at OriginPoint (NMLS #223808)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7732900518
Leo Neidetcher at OriginPoint (NMLS #584684)
22 W Burlington Ave Second Floor, La Grange, IL 60525
3129093300
Bruce Torgler - Chase Home Lending Advisor - NMLS ID 426379
101 N La Grange Rd, La Grange, IL 60525
7085794486
Origin Point
22 W Burlington Ave Second Floor, La Grange, IL 60525
7738976587
FHA loan specialists in La Grange, Illinois help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. These specialists guide clients through FHA loan limits specific to Cook County and local property requirements.
What Does a FHA Loan Specialist in La Grange Cost?
Typical costs for FHA loan specialist services in Illinois include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. Appraisal fees in La Grange range from $500 to $700. Closing costs generally total 3 to 6 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for La Grange Illinois?
For 2024, FHA loan limits in Cook County, including La Grange, are up to $498,257 for a single-family home. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and updated annually.
What credit score is needed for an FHA loan in Illinois?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois lenders may have additional requirements beyond FHA minimums.
Do Illinois FHA loans require mortgage insurance?
Yes, all FHA loans require mortgage insurance. Borrowers pay an upfront premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. This insurance protects the lender if the borrower defaults.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.