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Browse fha loan specialists serving Lake Zurich, Illinois. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Lake Zurich, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in Lake Zurich, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dovenmuehle Mortgage
1 Corporate Dr Ste 360, Lake Zurich, IL 60047
8006694268
Fairway Independent Mortgage Corporation
444 S Rand Rd Ste 303, Lake Zurich, IL 60047
8474879915
Matt Brua
444 S Rand Rd Ste 303, Lake Zurich, IL 60047
8474879915
Chase Home Lending
455 S Rand Rd, Lake Zurich, IL 60047
6304428918
Kevin Steermann - Chase Home Lending Advisor - NMLS ID 1374729
455 S Rand Rd, Lake Zurich, IL 60047
6304428918
An FHA loan specialist in Lake Zurich Illinois helps homebuyers navigate Federal Housing Administration loans. These loans are popular in the Chicago suburbs due to lower down payment requirements and flexible credit guidelines. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in Lake Zurich Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Lake Zurich usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lake Zurich do?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and closing. They help ensure your property meets FHA minimum property standards and that you qualify under Illinois licensing rules.
What are the FHA loan limits for Lake Zurich Illinois?
For 2024 the FHA loan limit for a single-family home in Lake County Illinois is $498,257. This limit applies to most areas in the county and may be higher for multi-unit properties.
Are there Illinois-specific requirements for FHA loans?
Yes Illinois requires all FHA loan originators to hold a valid state license. Additionally Illinois has specific disclosure rules for mortgage fees and a three-day right of rescission for refinances under state law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.