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Directory of fha loan specialists in Lebanon, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Lebanon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Lebanon, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Credit Union
107 E Schuetz St, Lebanon, IL 62254
8008884728
First Federal Savings Bank
115 S Madison St, Lebanon, IL 62254
6185376779
What Does a FHA Loan Specialist in Lebanon Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance, depending on loan term and down payment. Closing costs in Illinois generally range from 2% to 5% of the purchase price, including appraisal fees ($400-$700), credit report fees ($30-$50), and title insurance. Lender origination fees vary but typically range from 0.5% to 1% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lebanon Illinois?
For 2024, the FHA loan limit for a single-family home in St. Clair County is $498,257. This limit applies to Lebanon and surrounding areas. Higher limits apply for multi-unit properties.
Can I use an FHA loan to buy a fixer-upper in Lebanon?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation costs. You must use an FHA-approved contractor for work over $5,000. The property must meet minimum habitability standards after repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.