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Directory of fha loan specialists in Libertyville, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Libertyville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 18 fha loan specialists in Libertyville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1930 Innovation Wy Suite 252, Libertyville, IL 60048
7738408201
Preferred Rate - Libertyville
339 N Milwaukee Ave, Libertyville, IL 60048
8476255555
Mary Ann Kosinski - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048
6307889700
Rick Contino - NMLS 19041 - Preferred Rate partnered with American Pacific Mortgage NMLS 1850
339 N Milwaukee Ave, Libertyville, IL 60048
8473433764
Vicky L. Orusa - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048
8472125983
Sally Thomas - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048
6302692464
Bill Katsoolias NMLS#755858 Wintrust Mortgage
1200 S Milwaukee Ave, Libertyville, IL 60048
2247702021
Mortgage Professional, Inc.
922 Terre Dr, Libertyville, IL 60048
8472261548
Joseph Flynn Motto Mortgage Affiliated
501 Peterson Rd Suite 200B, Libertyville, IL 60048
8479897869
Bob Bless - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048
8473227548
Joe Amato
1580 S Milwaukee Ave, Libertyville, IL 60048
8474362725
FHA loan specialists in Libertyville, Illinois help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These professionals guide clients through FHA loan limits, which for Lake County in 2024 range from $498,257 for a single-family home to $958,350 for four units. Illinois law requires FHA loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring they meet state standards.
What Does a FHA Loan Specialist in Libertyville Cost?
Typical costs for FHA loan services in Libertyville include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Closing costs generally range from 3% to 5% of the purchase price, which for a $300,000 home would be $9,000 to $15,000. Appraisal fees in Lake County average $500 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits in Libertyville Illinois?
For 2024, FHA loan limits in Lake County, which includes Libertyville, are $498,257 for a one-unit property, $637,950 for two units, $771,125 for three units, and $958,350 for four units. These limits are set annually by the U.S. Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 to qualify for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10%. Illinois lenders may have additional overlays, so requirements can vary.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.