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Find FHA Loan Specialists in New Lenox, IL

Browse fha loan specialists serving New Lenox, Illinois. Contact information and addresses listed below.

8 agents listed
Updated May 2026
New Lenox, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 fha loan specialists in New Lenox, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Megan Wendtland - Mortgage Loan Officer
400 E Lincoln Hwy Suite 101, New Lenox, IL 60451
7089041414
Virtual Mortgage Solutions, Inc
1269B N Cedar Rd, New Lenox, IL 60451
8154639474
Javier Ortiz American Portfolio Mortgage
318 Alana Dr, New Lenox, IL 60451
8155242280
Gene Mundt, Mortgage Originator
American Portfolio Mortgage Corp, 318 Alana Dr, New Lenox, IL 60451
7089216331
Lenox Financial Services, Inc.
322 Alana Dr, New Lenox, IL 60451
8154855559
Louis Vela - Chase Home Lending Advisor - NMLS ID 228520
611 E Lincoln Hwy, New Lenox, IL 60451
7082431915
Homecomings Mortgage & Equity
1938 E Lincoln Hwy Suite 210B, New Lenox, IL 60451
6306060993
Chase Home Lending
611 E Lincoln Hwy, New Lenox, IL 60451
7082431915

An FHA loan specialist in New Lenox Illinois can help you navigate the Federal Housing Administration loan process. These loans are popular for first time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.

What Does a FHA Loan Specialist in New Lenox Cost?

Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on the loan term and down payment. Lender origination fees are usually between 1 and 2 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for New Lenox Illinois?
For 2025 the FHA loan limit for a single family home in Will County is $498,257. This limit applies to most areas in New Lenox and can vary for duplexes and larger properties.
What credit score is needed for an FHA loan in Illinois?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Illinois specific requirements for FHA loans?
Illinois requires a home inspection for all FHA loans but does not have a separate state specific FHA law. All FHA loans must follow federal guidelines set by HUD.