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Compare FHA Loan Specialists in Oak Forest, IL

Directory of fha loan specialists in Oak Forest, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Oak Forest, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Oak Forest, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pacor Mortgage Corp.
14930 S Cicero Ave Ste 2B, Oak Forest, IL 60452
7738817744
John Barker at Pacor Mortgage Corp.
14930 S Cicero Ave Suite 2B, Oak Forest, IL 60452
7084737688
Mike Campione - Loan Officer
14930 S Cicero Ave, Oak Forest, IL 60452
7739855170

An FHA loan specialist in Oak Forest, Illinois helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Oak Forest Cost?

Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees vary by company and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic FHA loan requirements in Oak Forest?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers must also have a debt-to-income ratio below 43 percent. The property must meet FHA safety and appraisal standards.
How do I find a licensed FHA loan specialist in Oak Forest?
You can search for licensed mortgage loan originators on the NMLS Consumer Access website. Look for specialists who list FHA lending as a service. Always verify their Illinois license status before proceeding.