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Compare fha loan specialists in Oak Lawn. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Oak Lawn, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 fha loan specialists in Oak Lawn, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Crown Mortgage Company
6141 W 95th St, Oak Lawn, IL 60453
7088571897
MidAmerica Bancorp, Inc.
9720 SW Hwy, Oak Lawn, IL 60453
7082374050
The Ramadani Team at CrossCountry Mortgage, Inc
5730 95th St Suite 103 & 201, Oak Lawn, IL 60453
7084995626
Lani Ramadani at CrossCountry Mortgage
5730 W 95th St Suite 103 & 201, Oak Lawn, IL 60453
7084995626
Leart Ramadani at CrossCountry Mortgage
5730 W 95th St Suite 103 & 201, Oak Lawn, IL 60453
7085728316
Wisdom Financial Inc
4805 97th St, Oak Lawn, IL 60453
7084996088
David Schmidt at CrossCountry Mortgage
5730 W 95th St Suite 103 & 201, Oak Lawn, IL 60453
7085728168
Katie Yerkes Diaz at CrossCountry Mortgage
5730 W 95th St Suite 103 & 201, Oak Lawn, IL 60453
7086344592
Chase Home Lending
10440 S Cicero Ave, Oak Lawn, IL 60453
7082892647
An FHA loan specialist in Oak Lawn, Illinois can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. Illinois law requires lenders to provide specific disclosures, including the Illinois Residential Mortgage License Act notice. Local specialists understand Cook County property values and can guide you through FHA loan limits which vary by area.
What Does a FHA Loan Specialist in Oak Lawn Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 to 1.5 percent of the loan amount. Appraisal fees range from $500 to $700. Mortgage insurance premiums include an upfront premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Oak Lawn usually total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oak Lawn do?
An FHA loan specialist helps borrowers qualify for FHA-insured loans, which often have lower down payment requirements and flexible credit standards. They review your financial situation, explain FHA guidelines, and assist with the application process in Oak Lawn.
What are the FHA loan limits for Oak Lawn Illinois?
For 2024, the FHA loan limit for a single-family home in Cook County including Oak Lawn is $498,257. Limits may be higher for multi-unit properties. A specialist can confirm current limits based on your specific property type.
Do I need a certain credit score for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment. Illinois does not have additional state credit requirements beyond FHA rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.