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Find FHA Loan Specialists in Palatine, IL

Browse fha loan specialists serving Palatine, Illinois. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Palatine, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 7 fha loan specialists in Palatine, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flagship Lending
800 E Northwest Hwy Suite 718, Palatine, IL 60074
(847) 208-5902 flagshiplending.com
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
(630) 400-0240 branches.guildmortgage.com
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067
(847) 308-7012 wintrustmortgage.com
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
(888) 878-3684 goapmc.com
Sarah J Krueger - Chase Home Lending Advisor - NMLS ID 1652279
190 W Northwest Hwy, Palatine, IL 60067
(847) 496-2175 homelendingadvisor.chase.com
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
(877) 463-2610 branches.guildmortgage.com
Bay Equity Home Loans
220 N Smith St suite 102a, Palatine, IL 60067
(847) 722-8477 bayequityhomeloans.com

An FHA loan specialist in Palatine, Illinois can help you navigate the Federal Housing Administration loan process. Illinois law requires lenders to provide clear loan estimates and disclosures under the Illinois Residential Mortgage License Act. Local specialists understand the specific property value trends and inspection requirements in Palatine and Cook County.

What Does a FHA Loan Specialist in Palatine Cost?

Typical costs for FHA loan services in Illinois include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05% depending on loan term and down payment. Lender origination fees range from 0.5% to 1.0% of the loan amount. Appraisal fees in Palatine average $500 to $700. These costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Palatine do?
An FHA loan specialist helps borrowers understand FHA loan requirements, gather documentation, and submit applications. They guide you through credit score minimums, down payment rules, and property condition standards specific to Illinois.
What are the FHA loan limits for Palatine Illinois?
For 2024, the FHA loan limit for a single-family home in Cook County, including Palatine, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually.
Do I need a special license to be an FHA loan specialist in Illinois?
Yes, loan officers in Illinois must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also comply with the Illinois Residential Mortgage License Act and complete continuing education.

FHA Loan Specialists in Other Illinois Cities

Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Bartlett · Batavia · Belleville · Berwyn · Bloomingdale · Bloomington · Bolingbrook · Bourbonnais · Bradley

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Illinois.

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