ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Palos Park, Illinois. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Palos Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Palos Park, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Rogers at Rate (NMLS #131966)
9646 W 131st St, Palos Park, IL 60464
7089064183
Linda Winge at Guaranteed Rate (NMLS #221663)
9646 W 131st St, Palos Park, IL 60464
7085720519
Izabel Dymora at Rate (NMLS #1607995)
9646 W 131st St, Palos Park, IL 60464
7083407975
Matt Ulmer at Rate (NMLS #190980)
9646 W 131st St, Palos Park, IL 60464
7089064184
An FHA loan specialist in Palos Park, Illinois helps borrowers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. In Illinois, FHA loans must comply with state-specific foreclosure laws and property standards set by the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in Palos Park Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount. Lender fees and origination charges vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Palos Park Illinois?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers must also meet debt-to-income ratio limits and the property must pass an FHA appraisal. Illinois law does not add extra state-level requirements beyond federal FHA guidelines.
How do I find an FHA loan specialist near Palos Park?
You can search for FHA-approved lenders through the U.S. Department of Housing and Urban Development website. Many local mortgage brokers and banks in Palos Park offer FHA loan services. It is wise to compare fees and interest rates from multiple specialists before choosing one.
What is the FHA loan limit for Palos Park Illinois?
For 2024, the FHA loan limit for a single-family home in Cook County, which includes Palos Park, is $498,257. This limit may change annually based on median home prices. Higher limits apply for multi-unit properties.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Palos Park who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.