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Looking for a fha loan specialist in Peoria? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Peoria, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 16 fha loan specialists in Peoria, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1800 Knoxville Ave Spc 8, Peoria, IL 61603
3096861390
Heights Finance
626 W Glen Ave, Peoria, IL 61614
3096823557
Home Mortgage Specialists, Inc.
4719 N Sheridan Rd, Peoria, IL 61614
3092228286
Scheeler Home Loans
6035 Knoxville Ave Suite 204G, Peoria, IL 61614
3096787531
Fairway Independent Mortgage Corporation
4218 N Brandywine Dr, Peoria, IL 61614
3093239600
Flat Branch Home Loans - Lori Hines
3332 W Willow Knolls Dr suite a, Peoria, IL 61614
3096963329
Flat Branch Home Loans
3332a W Willow Knolls Dr, Peoria, IL 61614
3092827111
Natalie Storm, Lender with Flat Branch
3332 W Willow Knolls Dr, Peoria, IL 61614
3092646763
Katie Hines Beachler - Flat Branch Home Loans
3332a W Willow Knolls Dr, Peoria, IL 61614
3096966794
Mason Mortgage Co
2518 W Overhill Rd, Peoria, IL 61615
3096864087
Flat Branch Home Loans - Stacy Wolak
3332 A W Willow Knolls Dr, Peoria, IL 61614
3093031542
Whitney Broomfield Edge Home Finance Mortgage Broker NMLS 1304033
809 W Detweiller Dr, Peoria, IL 61615
3094045284
Phil Raso, The Mortgage Magician
7535 Knoxville Ave, Peoria, IL 61614
3096838006
Flat Branch Home Loans
6015 Knoxville Ave Ste 104, Peoria, IL 61614
3094311174
Mutual of Omaha Mortgage
2426 W Cornerstone Ct, Peoria, IL 61614
8002472837
Chase Home Lending
7707 Knoxville Ave, Peoria, IL 61614
3327993425
An FHA loan specialist in Peoria, Illinois helps borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation (IDFPR). Local specialists understand Peoria real estate market conditions and can guide you through FHA appraisal and underwriting rules specific to Illinois.
What Does a FHA Loan Specialist in Peoria Cost?
Typical costs for FHA loan services in Illinois include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal (usually $400 to $700), credit report ($30 to $50), and title insurance ($500 to $1,000). The FHA requires an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan terms. Costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Peoria?
An FHA loan specialist in Peoria helps you determine if you qualify for an FHA loan, assists with the application process, and ensures compliance with HUD and Illinois lending laws. They also help you understand down payment requirements, mortgage insurance premiums, and property eligibility in the Peoria area.
What are the FHA loan limits for Peoria, Illinois?
For 2025, the FHA loan limit for a single-family home in Peoria County is $498,257 for a standard loan. Higher limits may apply for multi-unit properties. These limits are set by HUD and are adjusted annually based on local median home prices.
Do I need a special license to work as an FHA loan specialist in Illinois?
Yes, all mortgage loan originators in Illinois must hold a valid license from the Illinois Department of Financial and Professional Regulation (IDFPR) and be registered with the Nationwide Multistate Licensing System (NMLS). This ensures they meet state education and background check requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.