Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 fha loan specialists in Rockford, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ronald Lawson
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
Planet Home Lending - Rockford
7210 E State St Suite 202, Rockford, IL 61108
8153150712
Rockford Community Bank
1825 N Perryville Rd, Rockford, IL 61107
8155231425
Mariner Finance
617 Highgrove Pl, Rockford, IL 61108
8158736868
First Northern Credit Union Mortgage Services
6832 Stalter Dr, Rockford, IL 61108
8153329898
Kris Bass - Envoy Mortgage
6876 Spring Creek Rd Suite #124, Rockford, IL 61114
8156313176
Guild Mortgage - Mike Scalise
420 Financial Ct Suite 110, Rockford, IL 61107
8153125823
Guild Mortgage - Erich Stonewall
420 Financial Ct Suite 110, Rockford, IL 61107
8153125825
Envoy Mortgage - Crystal Lake, IL
6277 E Riverside Blvd, Rockford, IL 61114
2242418025
Get Approved Mortgage, Inc.
2821 Glenwood Ave Suite 1, Rockford, IL 61103
8887772579
George Pleshkewych - MLO
2126 N Perryville Rd Suite 101, Rockford, IL 61107
8157082267
Wintrust Mortgage
1825 N Perryville Rd, Rockford, IL 61107
8156399590
Guild Mortgage Company
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
Orasio Saldana - Chase Home Lending Advisor - NMLS ID 444226
6001 E State St, Rockford, IL 61108
8153944643
Hard Money Lenders Rockford IL
401 W State St, Rockford, IL 61101
7792422476
What Does a FHA Loan Specialist in Rockford Cost?
Typical costs for FHA loan specialist services in Illinois include an origination fee of 1% of the loan amount and a mortgage insurance premium of 1.75% upfront plus 0.55% annually. Appraisal fees in Rockford range from $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rockford do?
An FHA loan specialist guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility. They also ensure the loan meets Illinois and federal guidelines.
What are the FHA loan limits for Rockford Illinois?
For 2025 the FHA loan limit for a single-family home in Winnebago County is $498,257. This limit applies to most areas in Rockford and may be higher for multi-unit properties.
Do I need a specific license to be an FHA loan specialist in Illinois?
Yes. In Illinois all mortgage loan originators must be licensed through the Nationwide Multistate Licensing System. They must also complete pre-licensure education and pass a background check.