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Compare fha loan specialists in Sandwich. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Sandwich, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Sandwich, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Beth Gottlieb
320 W Church St Suite B, Sandwich, IL 60548
6304175748
Beth Gottlieb - Guild Mortgage
320 W Church St, Sandwich, IL 60548
6304175748
An FHA loan specialist in Sandwich Illinois can guide you through the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and often require lower down payments. In Illinois, FHA loans must comply with state foreclosure laws and the Illinois Mortgage Foreclosure Law, which can affect timelines if issues arise.
What Does a FHA Loan Specialist in Sandwich Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Sandwich Illinois?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve you, and submit your application. They also explain Illinois-specific rules like property condition standards and local appraisal requirements.
What are the down payment requirements for an FHA loan in Illinois?
FHA loans typically require a minimum down payment of 3.5 percent of the purchase price. In Illinois, you may also use gift funds from family members or approved sources to cover the down payment.
Are there income limits for FHA loans in Sandwich Illinois?
FHA loans do not have strict income limits, but your debt-to-income ratio must meet lender guidelines. In Illinois, the maximum loan amount varies by county; for Kendall County the 2024 limit for a single-family home is typically around $498,257.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.