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Find FHA Loan Specialists Near You in Yorkville, IL
Compare fha loan specialists in Yorkville. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Yorkville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Yorkville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Source LLC
201 E Veterans Pkwy, Yorkville, IL 60560
6305801494
Jocelyn Retz - Mortgage Loan Officer
26 W Countryside Pkwy, Yorkville, IL 60560
6303856694
Chase Home Lending
110 E Veterans Pkwy, Yorkville, IL 60560
7739880269
An FHA loan specialist in Yorkville, Illinois can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans often have lower down payment requirements and flexible credit standards. In Illinois, FHA loans must comply with state-specific property condition and appraisal rules, including those for lead-based paint disclosures in homes built before 1978.
What Does a FHA Loan Specialist in Yorkville Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on loan term and loan-to-value ratio. Closing costs in Yorkville generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), title insurance, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Yorkville?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may still qualify but require a 10 percent down payment. Illinois lenders may have their own overlays, so check with a local specialist.
What are the FHA loan limits for Kendall County Illinois?
For 2025, the FHA loan limit for a single-family home in Kendall County is $498,257. This limit applies to most areas in Illinois and is adjusted annually based on median home prices. Higher limits may apply for duplexes or larger properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.