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Looking for a fha loan specialist in Elkhart? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Elkhart, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 9 fha loan specialists in Elkhart, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Elkhart, Indiana helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Elkhart County offers various FHA loan programs with down payments as low as 3.5 percent.
What Does a FHA Loan Specialist in Elkhart Cost?
FHA loan specialist fees in Indiana typically range from 1 to 2 percent of the loan amount. This includes origination fees, appraisal costs, and credit report fees. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.45 to 1.05 percent depending on loan terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Elkhart County Indiana?
For 2024, the FHA loan limit for a single-family home in Elkhart County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development.
Do I need a specific license to be an FHA loan specialist in Indiana?
Yes, mortgage loan originators in Indiana must hold a valid license through the Nationwide Multistate Licensing System. The Indiana Department of Financial Institutions oversees licensing and compliance.
How long does the FHA loan process take in Elkhart Indiana?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.