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Find FHA Loan Specialists Near You in Evansville, IN
Directory of fha loan specialists in Evansville, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Evansville, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 18 fha loan specialists in Evansville, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Broker Brothers Mortgage
220 NW 3rd St Ste 101, Evansville, IN 47708
8125121729
Mortgage Masters
501 N N Cross Pointe Blvd, Evansville, IN 47715
8124778000
Luminate Bank (Indiana Team)
5600 E Virginia St Suite B, Evansville, IN 47715
8124496786
TRH Mortgage, LLC
4600 Washington Ave UNIT 107, Evansville, IN 47714
Matt Anderson, Senior Mortgage Loan Officer with Broker Brothers Mortgage
225 Court St Ste 101, Evansville, IN 47708
8125682423
Guild Mortgage - Lafe Ransom
3427 N Green River Rd, Evansville, IN 47715
8129148065
Guild Mortgage
3427 N Green River Rd, Evansville, IN 47715
8129148065
Jesse Mahan - Luminate Bank
5600 E Virginia St, Evansville, IN 47715
5732255998
InterLinc Mortgage - Evansville, IN
5130 Vogel Rd 102A & 102B, Evansville, IN 47715
8124618213
Guild Mortgage - John La Bella
3427 N Green River Rd, Evansville, IN 47715
8123349700
Lisa Parsons - Mortgage Masters of Indiana
501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715
8124837928
Oxford Mortgage Corp
5330 Vogel Rd, Evansville, IN 47715
8124769740
Fairway Independent Mortgage Corporation
1137 W Mill Rd, Evansville, IN 47710
8124300128
PRIMARY RESIDENTIAL MORTGAGE, INC.
701 Mulberry St, Evansville, IN 47713
8124369500
An FHA loan specialist in Evansville Indiana helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions.
What Does a FHA Loan Specialist in Evansville Cost?
Typical costs for an FHA loan in Indiana include the upfront mortgage insurance premium of 1.75 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price. Appraisal fees in Evansville average $500 to $700. Lender origination fees may be 1 percent of the loan amount. Borrowers also pay for title insurance recording fees and a credit report. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Evansville Indiana in 2025?
For 2025 the FHA loan limit for a single-family home in Vanderburgh County is $498,257. This amount applies to most standard FHA loans. Limits may be higher for duplexes triplexes and fourplexes.
What credit score is needed for an FHA loan in Evansville?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own overlays so requirements can vary.
Do FHA loans require mortgage insurance in Indiana?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. The annual premium rate depends on the loan term and loan-to-value ratio. This insurance protects the lender if the borrower defaults.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.