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Looking for a fha loan specialist in Franklin? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Franklin, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 6 fha loan specialists in Franklin, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
201 E Jefferson St Suite 203, Franklin, IN 46131
3178822255
Fairway Independent Mortgage Corporation
40 W Court St Suite A, Franklin, IN 46131
3174946993
Chase Home Lending
1600 N Morton St, Franklin, IN 46131
3172107296
PNC Mortgage
1500 N Morton St, Franklin, IN 46131
3177383000
Angie M Dewitt | Fairway Independent Mortgage Corporation Loan Officer
40 W Court St Suite A, Franklin, IN 46131
3177963055
Fairway Independent Mortgage Corporation : Keith Collins
40 W Court St Suite A, Franklin, IN 46131
3175881250
FHA loan specialists in Franklin Indiana help borrowers qualify for mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions.
What Does a FHA Loan Specialist in Franklin Cost?
Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Closing costs in Franklin Indiana generally range from 2 to 5 percent of the loan amount. Other fees may include appraisal costs around 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and how does it work in Franklin Indiana?
An FHA loan is a government backed mortgage that allows lower down payments, typically 3.5 percent. In Indiana, these loans are available for single family homes and some multi unit properties. The loan must meet FHA property standards and be processed by an approved lender.
What are the credit score requirements for an FHA loan in Indiana?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have their own overlays that require higher scores.
What Indiana specific rules apply to FHA loans?
Indiana requires all mortgage loan originators to be licensed and pass a background check. FHA loans in Indiana must comply with state foreclosure laws and property disclosure requirements. The loan must also meet FHA county loan limits which vary by county in Indiana.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.