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Looking for a fha loan specialist in Hobart? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hobart, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 3 fha loan specialists in Hobart, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eric Jaso - Mortgage Loan Originator | First Financial Bank
555 E 3rd St, Hobart, IN 46342
2194770075
Jon Philips - Chase Home Lending Advisor - NMLS ID 427513
66 Main St, Hobart, IN 46342
2196178020
Chase Home Lending
66 Main St, Hobart, IN 46342
2196178020
An FHA loan specialist in Hobart Indiana helps homebuyers navigate FHA insured mortgages which are popular for their lower down payment requirements. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Hobart residents often use FHA loans to purchase homes in Lake County with down payments as low as 3.5 percent.
What Does a FHA Loan Specialist in Hobart Cost?
Typical costs for an FHA loan specialist in Indiana include an origination fee of 0.5 to 1.0 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Hobart generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hobart Indiana in 2025?
For 2025 the FHA loan limit for a single family home in Lake County Indiana is $498,257. This limit applies to Hobart and is set by the Department of Housing and Urban Development based on median area home prices.
What credit score is needed for an FHA loan in Indiana?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Indiana lenders may have their own overlays above these minimums.
Are there Indiana specific requirements for FHA loans?
Indiana does not impose state specific FHA requirements beyond federal rules. However all mortgage originators must hold an Indiana license. Borrowers must also meet standard FHA requirements such as a valid social security number and proof of lawful residency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.