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FHA Loan Specialists in Lafayette, IN

Compare fha loan specialists in Lafayette. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Lafayette, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 14 fha loan specialists in Lafayette, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
760 Park East Blvd #1, Lafayette, IN 47905
7655431823
Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7652505757
Hallmark Home Mortgage
1221 S Creasy Ln F, Lafayette, IN 47905
7654462930
Prosperity Home Mortgage LLC
1221 S Creasy Ln Ste T, Lafayette, IN 47905
7654916727
Beth Garrett, Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7654277213
Sheila Welsh, Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7654044626
Rene Mullen, Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7654305164
Brian Winger, Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7654300470
Eric Cox, Ruoff Mortgage
953 Park East Blvd c, Lafayette, IN 47905
7654144571
MortgageWise - Powered By GVC
101 N 4th St Suite 222, Lafayette, IN 47901
3174374463
Jeannie Vester - Old National Bank
100 N 2nd St, Lafayette, IN 47901
7656374433
Stockton Mortgage - Lafayette IN
625 S Earl Ave Suite 2, Lafayette, IN 47904
7654042726
Lafayette Business, Mortgage & Investment Center
201 Main St, Lafayette, IN 47901
7654204615
Jaime Williams, Fairway Home Mortgage | NMLS #826285
1221 S Creasy Ln F, Lafayette, IN 47905
2196882992

An FHA loan specialist in Lafayette Indiana helps homebuyers navigate Federal Housing Administration loans which are popular for first time buyers and those with lower credit scores. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Working with a local specialist ensures you understand FHA property standards and Indiana specific closing procedures.

What Does a FHA Loan Specialist in Lafayette Cost?

Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Lafayette usually range from 3 to 5 percent of the purchase price including appraisal fees title insurance and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Lafayette Indiana?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment or 500 with a 10 percent down payment. The property must meet FHA minimum property standards and be located in Tippecanoe County. Borrowers must also have a valid Social Security number and steady employment history.
How do I find a licensed FHA loan specialist in Lafayette?
You can search for licensed mortgage loan originators on the Nationwide Multistate Licensing System website. Look for specialists who have experience with FHA loans and are registered in Indiana. Local lenders in Lafayette often have teams focused on government backed loans.