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Compare FHA Loan Specialists in Lowell, IN

Compare fha loan specialists in Lowell. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lowell, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 fha loan specialists in Lowell, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
651 E Commercial Ave, Lowell, IN 46356
7739187203
Farm Credit Services
3107 Comeford Rd, Lowell, IN 46356
2196960195

An FHA loan specialist in Lowell Indiana can help you navigate the Federal Housing Administration loan process. These loans are popular in Indiana because they allow lower down payments and flexible credit requirements. Specialists in Lowell understand local property values and can guide you through Indiana specific regulations such as state mandated home inspection standards.

What Does a FHA Loan Specialist in Lowell Cost?

Typical costs for an FHA loan specialist in Indiana include an origination fee of 1% to 1.5% of the loan amount. Third party costs such as appraisal credit report and title search range from $500 to $1,500. Closing costs in Indiana average 2% to 5% of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Lowell Indiana in 2025?
For 2025 the FHA loan limit for a single family home in Lake County Indiana is $498,257. This limit applies to most areas in Lowell. Higher limits may apply for duplexes triplexes or four unit properties.
Do FHA loans in Indiana require mortgage insurance?
Yes FHA loans in Indiana require an upfront mortgage insurance premium of 1.75% of the loan amount. They also require an annual mortgage insurance premium between 0.45% and 1.05% depending on the loan term and loan to value ratio. This insurance protects the lender if you default.
What Indiana specific rules apply to FHA loan inspections?
Indiana law does not add extra inspection requirements beyond FHA minimum property standards. However the FHA requires a property appraisal by an FHA approved appraiser to ensure the home meets safety security and soundness standards. Sellers in Indiana must also disclose known defects under Indiana Code 32-21-1.