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Compare FHA Loan Specialists in Marion, IN

Directory of fha loan specialists in Marion, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Marion, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 fha loan specialists in Marion, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Marion
824 N Baldwin Ave, Marion, IN 46952
7652337832
Union Home Mortgage - The McKinney Team
1320 W Johnson St Suite B, Marion, IN 46953
7656645626

FHA loan specialists in Marion, Indiana help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Local specialists understand the Marion housing market and can guide you through FHA loan limits specific to Grant County.

What Does a FHA Loan Specialist in Marion Cost?

Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance. Closing costs in Indiana generally range from 2 to 5 percent of the purchase price, including appraisal fees, title insurance, and lender fees. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Marion Indiana in 2025?
For 2025, the FHA loan limit for a single-family home in Grant County is $498,257. This limit applies to most areas in Indiana and may be higher for multi-unit properties. A local specialist can confirm the exact limit for your situation.
What credit score is needed for an FHA loan in Marion Indiana?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have their own overlays requiring higher scores.