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Directory of fha loan specialists in Michigan City, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Michigan City, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 4 fha loan specialists in Michigan City, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hallmark Home Mortgage
241 US-20, Michigan City, IN 46360
2198741088
Allison Dent - Powered by The Mortgage Exchange
517 Franklin St #101, Michigan City, IN 46360
6309678773
My Guy Charlie I Mortgage Exchange I Charlie Roberts
717 Franklin St Unit B, Michigan City, IN 46360
2195613203
Guild Mortgage Company
517 Franklin St #101, Michigan City, IN 46360
2192137339
FHA loan specialists in Michigan City Indiana help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Indiana law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique housing market in LaPorte County and can guide you through the FHA appraisal and underwriting process.
What Does a FHA Loan Specialist in Michigan City Cost?
Typical costs for FHA loan services in Indiana include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Origination fees range from 0.5% to 1.0% of the loan amount. Closing costs in Michigan City average 2% to 5% of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Michigan City?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. In Indiana they must hold a valid Mortgage Loan Originator license through the Indiana Department of Financial Institutions.
What are the FHA loan limits for Michigan City Indiana?
For 2025 the FHA loan limit for a single family home in LaPorte County is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and updated annually.
How do I choose an FHA loan specialist in Michigan City?
Look for a specialist with active Indiana licensing and experience with FHA loans. Check their record on the NMLS Consumer Access website. Ask about their knowledge of local property values and FHA appraisal requirements in LaPorte County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.