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Looking for a fha loan specialist in Newburgh? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Newburgh, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 3 fha loan specialists in Newburgh, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Top Flite Financial, Inc.
8177 Bell Oaks Dr STE D, Newburgh, IN 47630
8124900800
Newburgh Business Finance Company
3775 Haley Dr STE C, Newburgh, IN 47630
8126083483
Jenny Clark - Old National Bank
8577 Ruffian Ln, Newburgh, IN 47630
8128584330
An FHA loan specialist in Newburgh, Indiana helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Specialists in Newburgh understand local property values and can guide you through the FHA appraisal process specific to Vanderburgh County.
What Does a FHA Loan Specialist in Newburgh Cost?
Typical costs for an FHA loan in Indiana include an upfront MIP of 1.75 percent of the loan amount, plus annual MIP of 0.15 to 0.75 percent. Closing costs in Newburgh usually range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700, credit report fees of $30 to $50, and title insurance. Lender origination fees vary but often run 1 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Newburgh Indiana?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have additional overlays, so check with a specialist.
Are there FHA loan limits for Newburgh Indiana?
Yes, FHA loan limits vary by county. For Vanderburgh County in 2024, the FHA loan limit for a single-family home is typically around $498,257. Higher limits apply for multi-unit properties. A local specialist can confirm current limits.
What is the FHA mortgage insurance requirement in Indiana?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Borrowers also pay an annual MIP, which ranges from 0.15 percent to 0.75 percent depending on loan term and down payment. This MIP is required for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.