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Looking for a fha loan specialist in St John? Review the directory below to compare your options.
3 agents listed
Updated May 2026
St John, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 3 fha loan specialists in St John, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michelle Jacinto of Direct Mortgage Loans
8227 Wicker Ave, St John, IN 46373
2199245554
Chase Home Lending
9600 Wicker Ave, St John, IN 46373
2199246420
Kimberly Buchalo - Chase Home Lending Advisor - NMLS ID 427768
9600 Wicker Ave, St John, IN 46373
2199246420
An FHA loan specialist in St John Indiana helps home buyers and homeowners navigate FHA insured mortgage programs. These loans require a minimum down payment of 3.5 percent and a credit score of at least 580. Indiana law does not impose additional state specific FHA rules but local property tax rates and insurance costs can affect loan approval amounts.
What Does a FHA Loan Specialist in St John Cost?
Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender origination fees appraisal fees and title insurance are also common. Costs vary by lender loan amount and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in St John Indiana?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval documentation and closing. They verify that the property meets FHA minimum property standards and that the borrower qualifies under federal guidelines.
What are the FHA loan limits for St John Indiana in 2025?
For 2025 the FHA loan limit for a single family home in Lake County Indiana is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and may change each year.
How long does an FHA loan approval take in Indiana?
A typical FHA loan approval in Indiana takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA standards or if the borrower has incomplete documentation. Indiana law does not set a specific timeline for mortgage processing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.